Temporary loan solution in one Nevada.
Advance Pay from One Nevada is just a short-term loan system that costs significantly less than typical payday advances. We offer reduced prices, no application charges and loans as much as $1,500.
Compare Advance Pay to typical loan providers:
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You Pay | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) | ||
Terms & Prices
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | Total of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Army
| Loan Amount | Finance Charge | Annual Percentage Rate | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
Finance cost and APR calculated predicated on a term that is 14-day. Revised 4/24/15
ESSENTIAL POINTS TO CONSIDER IF YOUR WANTING TO BORROW
Exactly just just How Payday Loans Perform: Payday loans are short-term money loans frequently guaranteed because of the borrower’s post-dated check that is personal. We don’t require a post-dated check. Loan payment is deducted straight from your own account.
Pay day loan Terms: Loan quantities generally vary in quantities from $100 to $1,000. Normal loan term is a couple of weeks. Rates typical 470% apr (APR). The finance charges range from $15 to $30, is 390% to 780% APR for example, to borrow $100 for two weeks. Our less than normal APRs and finance fees are shown above.
Two-Week Due Date: pay day loans often have a two-week deadline. In the event that you get earnings just once 30 days, you may want to expand your loan two and even 3 x incurring extra charges before getting your month-to-month check to cover the loan off. This might create your loan extremely expensive. a various sorts of loan might be much better for you personally. Benefit from our free monetary counseling explained from the next web page.
Financial obligation Traps: pay day loans often trap consumers in perform borrowing rounds as a result of the high costs and extremely repayment that is short. Borrowers typical 8-13 payday advances each year from the single lender. Almost 60% of all of the pay day loans are generally same-day renewals or brand new loans applied for soon after settling the loan that is prior. This means in the long run, cash advance charges frequently surpass the loan amount that is original. Don’t get caught into the financial obligation trap. Make the most of free economic guidance explained below.
ESSENTIAL DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:
The next pertains to people in the armed forces and their dependents if: (a) during the time your loan is created, you will be a working person in the armed forces or you are a reliant of a dynamic person in the armed forces (as those terms are defined into the Military Lending Act, 10 U.S.C. 987 as well as its implementing laws); and (b) your loan is unsecured or guaranteed by individual home which you failed to purchase using the proceeds associated with loan.
- NOTICE: Federal legislation provides protections that are important people in the Armed Forces and their dependents concerning extensions of credit rating. Generally speaking, the expense of credit to a part for the Armed Forces and his / her dependent may well not surpass a percentage that is annual of 36 %. This price must add, as relevant towards the credit account or transaction: the expenses related to credit insurance fees or financial obligation security charges; charges for ancillary services and products offered associated with the credit deal; any application cost charged (except that specific application costs for certain credit transactions or reports); and any involvement charge charged (except that particular involvement costs for a charge card account).
- This loan will never be guaranteed by stocks or deposits in every of one’s reports until you particularly accept establish a merchant account associated with this loan by which funds deposited following the loan is offered will secure this loan. Therefore, the next provisions when you look at the Loan Agreement and Security Agreement usually do not connect with this loan: “Contractual Pledge of Shares”; any mention of the pledge of stocks, statutory liens, set-off, or freeze that is administrative in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” supply; the “Cross-Collateralization” provision to your level it purports to cross-collateralize all of your other share or deposit records with us.
- This loan just isn’t at the mercy of mandatory arbitration and consequently any mention of the mandatory arbitration in this Loan Agreement and protection Agreement shall perhaps maybe perhaps not connect with this loan.
- If you’re a Louisiana resident, the Louisiana-specific conditions within the Security Agreement usually do not connect with this loan.
Member Notice: A short-term loan must certanly be employed for short-term economic requirements just, maybe not really a long-lasting monetary solution. Users with financial hardships can see Financial Management at no cost use of education that is financial online tutorials.
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